Really?? I’m saving too much for retirement?
A conventional rule of thumb says you may need to save 80% of your income to live comfortably in retirement. For most, this is a good place to start. For some, it may be too much.
Hard Work ≠ Enjoyable Retirement
Hard work can lead to great success. As a child, I remember asking my mother on numerous occasions, as she got into the car to go to work, “Where’s Dad?” She would reply “Working overtime.” My parents routinely worked 50, 60 and 70 plus hours each week. My family represents what I…