◀ The Principal Blog

Posts from the ‘Advisors’ category

Fear of (Not) Dying



One of the downsides of being a pension actuary is that conversations can often turn a bit morbid.  Mortality is such a heavy subject that non-actuaries (also called “people”) consciously use more pleasant euphemisms like “longevity”. Others simply take a hiatus from their regular blog to…

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Put Down the Cookie Cutter: Why Employer Attitudes Matter in Executive Disability Benefits



I’m sure a cookie-cutter approach to benefits planning has its place; it certainly offers efficiencies. But, in my 37 years in the Individual Disability Insurance (IDI) industry, I’ve found that when advisors are helping employers develop income protection programs for executives, it’s best…

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