Posts from the ‘Value Add’ category

The Real Cost of Credit Card Debt



The national debt makes headlines frequently. What we don’t hear as much about is individual debt and the impact it has on financial security. The truth is, debt prevents tens of millions of Americans from achieving their financial goals. Nearly 40 percent of people in the U.S. carry credit card…

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Social Security and Spousal Benefits



In my last Social Security post, I tackled the question of when to elect Social Security benefits. The question of when to start Social Security benefits is tricky — with one of the biggest factors in that decision involving spousal benefits. Depending on the age at which benefits are filed,…

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