◀ The Principal Blog

Posts by Scott Ruba, Director – Defined Benefit Retirement Plans, the Principal Financial Group, Princor Registered Representative

Be an Elephant with your defined benefit plan – don’t forget!



2013 was a great year for defined benefit (DB) plans.  A recent report by Mercer said that pension plans of the S&P 1500 companies are now 95% funded, up from 74% a year ago.  Fueled by record high stock market levels, strong contributions by plan sponsors and modest increases in interest…

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From Frozen to Terminated—Final Risk Transfer



My last post discussed step two in the defined benefit (DB) plan termination process. Now it’s time to look at the final step of a hard-frozen DB plan termination—the final risk transfer. This involves paying out plan benefits to participants in order to satisfy the liabilities associated with…

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